If I Have an Accident and the Other Driver…

Did you experience a hit-and-run accident in La Porte? Few things in the world make you eviler than being involved in an accident and running from the evil scoundrel who caused it. As you summon the occasional prostitute who could very well be his relative, the malefactor does his best to make you eat the incident and all that goes with it. Who pays the damages? Who takes care of all the mess? Well, that is what we will try to find out in the next few paragraphs.

Hit-and-run accidents are some of the worst you can experience in your flesh. In truth, any accident that is not your fault is a dip in the freezing water of the Arctic. Because in both a hit and run accident and a hit and run accident, the person who inflicted the harm is unwilling to take responsibility. Now, locating the offender and receiving the compensation you deserve largely depends on what you already do after taking the hit. What is the first thing you should do in the event of a hit-and-run accident? You should contact a La Porte personal injury attorney to handle your case.

Collect Evidence

First things first: keep the other driver out of the road. If that’s impossible, take a series of photos of your vehicle and keep all the details about the incident, including where you were when you were hit, how severe the impact was, and the date and time you discovered the damage (if you’re aware). parked at the time). If your car was parked on the street or in a public parking lot when the accident happened, look for video cameras in the area that could have captured it.

If, by chance, you saw the driver who hit you, be sensible and act in the same way, saving all the information you have at your fingertips, such as physical characteristics about him or her and the vehicle he or she drives (make, model, color , enrollment, hits…). Could there be someone nearby who saw what happened? If so, talk to them and ask them to share the details of what they witnessed as well as their contact information. They will help you with the details and both the insurance expert and the law enforcement officers will be able to have a firm statement.

And mentioning the latter, the next step to follow is to call the authorities. Do not touch or move anything until you arrive at the accident site. They will first open an accident report and then an investigation to try to locate the runaway driver, hence the importance of not touching or moving anything. When the Police or the Civil Guard come to the scene and you have told them what happened, contact your insurer and do the same, they will guide you based on the conditions of your policy (an all-risk policy is included in the rate).

In short, with or without injuries, it is best for you to go to an emergency service or a health center. Do it within a maximum period of 72 hours after the accident occurred, since if any health problems arise later, it will be very difficult to prove that the injuries were caused as a result of the accident.

Who Covers the Damage Caused in Case of Hit and Run?

As a general rule, both the Insurance Compensation Consortium (explained below) and the vehicle insurer are responsible for the costs derived from an accident, although there are some exceptions that depend on the contract you have signed. In short, if you are fully aware that there is no mistake at any time to have reached that situation, you will not have to worry about paying the money for the accident.

If the runaway driver shows up (although we have already submitted the relevant documentation) you can sue him. If there is material damage, you can opt for the civil. In this case, the term to file it is one from the moment of the accident. That translates to things like the amount of damage to the vehicle, the road, and any other charges for the affected person, will be paid by the offending person.

In the personal injury situation, what you can and should do is sue him, either civilly or criminally (alcohol, drugs, reckless driving, etc.). Its presentation has a term of six months from the day of the claim, and the assessment of the compensation corresponds to a medical expert specialized in personal injuries, that is, based on the physical and / or psychological injuries derived from the accident.

What if the Hit-and-run Car Is Uninsured or Stolen?

Imagine that the owner of the offending vehicle has already been located and does not have current insurance. It is an economically punishable offense that could cause us serious problems to resolve the conflict. In that case, the agency would take care of the compensation.